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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,044 | $160,070-6.9% | $147,117+1.3% | $145,897+2.2% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 45.59% | 98.69%-53.1pp | 420.54%-375.0pp | 552.29%-506.7pp |
| Employer contribution / active EE | $2,993 | $5,285-43.4% | $4,932-39.3% | $4,663-35.8% |
| Participant deferral / active EE | $12,207 | $8,419+45.0% | $8,065+51.4% | $6,689+82.5% |
| Admin fee / account holder | $347 | $15,035-97.7% | $12,993-97.3% | $13,390-97.4% |