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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,561 | $106,524+1.9% | $152,301-28.7% | $87,485+24.1% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.4%+13.6pp | 68.9%+27.1pp |
| Annual return | 12.38% | 26.89%-14.5pp | 80.50%-68.1pp | 26.06%-13.7pp |
| Employer contribution / active EE | $4,543 | $3,371+34.7% | $4,624-1.8% | $2,596+75.0% |
| Participant deferral / active EE | $7,953 | $6,525+21.9% | $8,004-0.6% | $4,274+86.1% |
| Admin fee / account holder | $23,354 | $8,287+181.8% | $14,398+62.2% | $7,775+200.4% |