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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $645,266 | $159,978+303.3% | $147,041+338.8% | $145,978+342.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 7.20% | 98.36%-91.2pp | 419.21%-412.0pp | 550.52%-543.3pp |
| Employer contribution / active EE | $2,280 | $5,288-56.9% | $4,935-53.8% | $4,662-51.1% |
| Participant deferral / active EE | $11,532 | $8,429+36.8% | $8,071+42.9% | $6,690+72.4% |
| Admin fee / account holder | $2,756 | $15,053-81.7% | $13,006-78.8% | $13,400-79.4% |