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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $645,266 | $160,040+303.2% | $147,096+338.7% | $145,877+342.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 7.20% | 98.49%-91.3pp | 419.75%-412.5pp | 551.28%-544.1pp |
| Employer contribution / active EE | $2,280 | $5,289-56.9% | $4,936-53.8% | $4,663-51.1% |
| Participant deferral / active EE | $11,532 | $8,429+36.8% | $8,071+42.9% | $6,691+72.4% |
| Admin fee / account holder | $2,756 | $15,050-81.7% | $13,005-78.8% | $13,402-79.4% |