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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,398 | $160,040-19.8% | $147,096-12.7% | $145,877-12.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.69% | 98.49%-83.8pp | 419.75%-405.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $13,929 | $5,289+163.3% | $4,936+182.2% | $4,663+198.7% |
| Participant deferral / active EE | $10,565 | $8,429+25.3% | $8,071+30.9% | $6,691+57.9% |
| Admin fee / account holder | $317 | $15,050-97.9% | $13,005-97.6% | $13,402-97.6% |