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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,514 | $154,228+12.5% | $145,433+19.3% | $137,256+26.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.80% | 74.59%-54.8pp | 66.58%-46.8pp | 220.34%-200.5pp |
| Employer contribution / active EE | $13,142 | $4,804+173.6% | $4,554+188.6% | $4,156+216.2% |
| Participant deferral / active EE | $12,182 | $8,216+48.3% | $7,897+54.3% | $6,407+90.1% |
| Admin fee / account holder | $1,438 | $14,344-90.0% | $13,129-89.0% | $12,270-88.3% |