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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,326 | $106,749+21.1% | $145,433-11.1% | $82,448+56.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.77% | 27.59%-13.8pp | 66.58%-52.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $5,738 | $3,444+66.6% | $4,554+26.0% | $2,551+124.9% |
| Participant deferral / active EE | $13,243 | $6,519+103.2% | $7,897+67.7% | $4,139+219.9% |
| Admin fee / account holder | $9,732 | $8,390+16.0% | $13,129-25.9% | $7,234+34.5% |