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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,271 | $111,785-76.5% | $93,669-72.0% | $145,877-82.0% |
| Participation rate | 68.2% | 74.2%-6.0pp | 68.7%-0.5pp | 80.3%-12.1pp |
| Annual return | 16.12% | 203.79%-187.7pp | 133.59%-117.5pp | 551.28%-535.2pp |
| Employer contribution / active EE | $935 | $3,096-69.8% | $2,424-61.4% | $4,663-80.0% |
| Participant deferral / active EE | $3,654 | $4,919-25.7% | $4,416-17.3% | $6,691-45.4% |
| Admin fee / account holder | $101 | $10,256-99.0% | $8,291-98.8% | $13,402-99.2% |