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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,990 | $100,073-4.1% | $85,126+12.8% | $145,877-34.2% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 8.28% | 84.11%-75.8pp | 66.63%-58.4pp | 551.28%-543.0pp |
| Employer contribution / active EE | $2,007 | $3,236-38.0% | $2,731-26.5% | $4,663-57.0% |
| Participant deferral / active EE | $9,214 | $5,294+74.0% | $4,523+103.7% | $6,691+37.7% |
| Admin fee / account holder | $90,045 | $7,261+1140.1% | $6,160+1361.7% | $13,402+571.9% |