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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,990 | $100,203-4.2% | $85,240+12.6% | $145,897-34.2% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 8.28% | 84.28%-76.0pp | 66.75%-58.5pp | 552.29%-544.0pp |
| Employer contribution / active EE | $2,007 | $3,242-38.1% | $2,735-26.6% | $4,663-57.0% |
| Participant deferral / active EE | $9,214 | $5,299+73.9% | $4,527+103.5% | $6,689+37.7% |
| Admin fee / account holder | $90,045 | $7,265+1139.4% | $6,165+1360.6% | $13,390+572.5% |