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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,683 | $112,729+30.1% | $98,716+48.6% | $137,256+6.9% |
| Participation rate | 28.6% | 74.2%-45.7pp | 69.3%-40.7pp | 80.0%-51.4pp |
| Annual return | 20.33% | 38.48%-18.2pp | 31.81%-11.5pp | 220.34%-200.0pp |
| Employer contribution / active EE | $821 | $2,725-69.9% | $2,279-64.0% | $4,156-80.3% |
| Participant deferral / active EE | $2,150 | $4,640-53.7% | $4,048-46.9% | $6,407-66.4% |
| Admin fee / account holder | $4,134 | $10,129-59.2% | $8,703-52.5% | $12,270-66.3% |