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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,065 | $183,516-38.9% | $155,534-27.9% | $145,884-23.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 29.47% | 61.43%-32.0pp | 64.92%-35.5pp | 551.85%-522.4pp |
| Employer contribution / active EE | $2,650 | $5,315-50.1% | $4,675-43.3% | $4,662-43.2% |
| Participant deferral / active EE | $6,702 | $6,467+3.6% | $5,630+19.0% | $6,690+0.2% |
| Admin fee / account holder | $1,347 | $19,293-93.0% | $15,900-91.5% | $13,392-89.9% |