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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,861 | $102,422+32.6% | $147,117-7.7% | $80,959+67.8% |
| Participation rate | 89.3% | 75.9%+13.4pp | 82.2%+7.1pp | 67.7%+21.6pp |
| Annual return | 19.45% | 135.16%-115.7pp | 420.54%-401.1pp | 35.67%-16.2pp |
| Employer contribution / active EE | $16,820 | $3,717+352.5% | $4,932+241.0% | $2,757+510.0% |
| Participant deferral / active EE | $11,734 | $6,652+76.4% | $8,065+45.5% | $4,300+172.9% |
| Admin fee / account holder | $3,114 | $7,953-60.8% | $12,993-76.0% | $6,925-55.0% |