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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,314 | $106,749+89.5% | $145,433+39.1% | $82,448+145.4% |
| Participation rate | 86.2% | 75.6%+10.6pp | 82.1%+4.1pp | 68.1%+18.1pp |
| Annual return | 19.67% | 27.59%-7.9pp | 66.58%-46.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $18,029 | $3,444+423.4% | $4,554+295.9% | $2,551+606.8% |
| Participant deferral / active EE | $11,704 | $6,519+79.5% | $7,897+48.2% | $4,139+182.8% |
| Admin fee / account holder | $2,505 | $8,390-70.1% | $13,129-80.9% | $7,234-65.4% |