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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,391 | $212,386-25.4% | $199,883-20.8% | $138,895+14.0% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 18.03% | 47.75%-29.7pp | 43.81%-25.8pp | 145.39%-127.4pp |
| Employer contribution / active EE | $10,060 | $6,625+51.9% | $6,261+60.7% | $4,194+139.8% |
| Participant deferral / active EE | $16,614 | $9,617+72.7% | $9,138+81.8% | $6,396+159.7% |
| Admin fee / account holder | $625 | $18,233-96.6% | $17,268-96.4% | $12,562-95.0% |