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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,483 | $201,370-35.2% | $184,256-29.2% | $145,897-10.6% |
| Participation rate | 76.5% | 87.5%-11.0pp | 86.8%-10.4pp | 80.3%-3.8pp |
| Annual return | 16.44% | 29.05%-12.6pp | 28.85%-12.4pp | 552.29%-535.8pp |
| Employer contribution / active EE | $11,564 | $7,024+64.6% | $6,427+79.9% | $4,663+148.0% |
| Participant deferral / active EE | $19,085 | $9,808+94.6% | $9,133+109.0% | $6,689+185.3% |
| Admin fee / account holder | $26,607 | $16,364+62.6% | $13,899+91.4% | $13,390+98.7% |