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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $792,368 | $109,967+620.6% | $97,197+715.2% | $145,877+443.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.06% | 244.27%-229.2pp | 75.47%-60.4pp | 551.28%-536.2pp |
| Employer contribution / active EE | $821 | $3,077-73.3% | $2,723-69.8% | $4,663-82.4% |
| Participant deferral / active EE | $950 | $4,676-79.7% | $4,263-77.7% | $6,691-85.8% |
| Admin fee / account holder | $12,330 | $6,199+98.9% | $5,637+118.7% | $13,402-8.0% |