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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,030 | $129,737+88.1% | $119,126+104.9% | $154,746+57.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 14.75% | 379.08%-364.3pp | 282.11%-267.4pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,781 | $4,375-59.3% | $4,034-55.8% | $4,379-59.3% |
| Participant deferral / active EE | $6,332 | $5,842+8.4% | $5,318+19.1% | $6,730-5.9% |
| Admin fee / account holder | $650 | $11,961-94.6% | $10,693-93.9% | $14,365-95.5% |