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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,030 | $111,535+118.8% | $105,223+131.9% | $137,256+77.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.75% | 237.85%-223.1pp | 180.65%-165.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,781 | $3,939-54.8% | $3,689-51.7% | $4,156-57.1% |
| Participant deferral / active EE | $6,332 | $5,500+15.1% | $5,072+24.8% | $6,407-1.2% |
| Admin fee / account holder | $650 | $9,721-93.3% | $8,859-92.7% | $12,270-94.7% |