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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,842 | $88,815-58.5% | $81,882-55.0% | $145,897-74.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 9.79% | 1033.75%-1024.0pp | 779.47%-769.7pp | 552.29%-542.5pp |
| Employer contribution / active EE | $492 | $3,086-84.1% | $2,916-83.1% | $4,663-89.4% |
| Participant deferral / active EE | $1,247 | $4,647-73.2% | $4,323-71.1% | $6,689-81.4% |
| Admin fee / account holder | $3,629 | $8,434-57.0% | $7,360-50.7% | $13,390-72.9% |