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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,917 | $108,882-9.2% | $96,754+2.2% | $154,746-36.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 7.63% | 98.39%-90.8pp | 82.04%-74.4pp | 172.34%-164.7pp |
| Employer contribution / active EE | $7,816 | $3,018+159.0% | $2,679+191.7% | $4,379+78.5% |
| Participant deferral / active EE | $20,854 | $5,323+291.8% | $4,758+338.3% | $6,730+209.9% |
| Admin fee / account holder | $18,756 | $10,200+83.9% | $8,905+110.6% | $14,365+30.6% |