Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,223 | $154,228-96.0% | $145,433-95.7% | $137,256-95.5% |
| Participation rate | 21.4% | 83.8%-62.4pp | 82.1%-60.7pp | 80.0%-58.5pp |
| Annual return | -40.44% | 74.59%-115.0pp | 66.58%-107.0pp | 220.34%-260.8pp |
| Employer contribution / active EE | $0 | $4,804-100.0% | $4,554-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,168 | $8,216-85.8% | $7,897-85.2% | $6,407-81.8% |
| Admin fee / account holder | $2,626 | $14,344-81.7% | $13,129-80.0% | $12,270-78.6% |