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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,264 | $57,140+418.5% | $85,240+247.6% | $80,959+265.9% |
| Participation rate | 97.3% | 56.4%+40.9pp | 67.5%+29.8pp | 67.7%+29.6pp |
| Annual return | 7.77% | 21.71%-13.9pp | 66.75%-59.0pp | 35.67%-27.9pp |
| Employer contribution / active EE | $9,139 | $1,802+407.2% | $2,735+234.1% | $2,757+231.4% |
| Participant deferral / active EE | $10,150 | $3,115+225.8% | $4,527+124.2% | $4,300+136.0% |
| Admin fee / account holder | $58,491 | $4,992+1071.7% | $6,165+848.8% | $6,925+744.6% |