Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,635 | $106,749-77.9% | $145,433-83.7% | $82,448-71.3% |
| Participation rate | 48.5% | 75.6%-27.2pp | 82.1%-33.6pp | 68.1%-19.6pp |
| Annual return | 13.12% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.5pp |
| Employer contribution / active EE | $1,089 | $3,444-68.4% | $4,554-76.1% | $2,551-57.3% |
| Participant deferral / active EE | $1,984 | $6,519-69.6% | $7,897-74.9% | $4,139-52.1% |
| Admin fee / account holder | $3,896 | $8,390-53.6% | $13,129-70.3% | $7,234-46.2% |