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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,830 | $111,535-32.9% | $105,223-28.9% | $137,256-45.5% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 18.93% | 237.85%-218.9pp | 180.65%-161.7pp | 220.34%-201.4pp |
| Employer contribution / active EE | $2,005 | $3,939-49.1% | $3,689-45.6% | $4,156-51.7% |
| Participant deferral / active EE | $9,679 | $5,500+76.0% | $5,072+90.8% | $6,407+51.1% |
| Admin fee / account holder | $1,051 | $9,721-89.2% | $8,859-88.1% | $12,270-91.4% |