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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,830 | $129,737-42.3% | $119,126-37.2% | $154,746-51.6% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 18.93% | 379.08%-360.1pp | 282.11%-263.2pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,005 | $4,375-54.2% | $4,034-50.3% | $4,379-54.2% |
| Participant deferral / active EE | $9,679 | $5,842+65.7% | $5,318+82.0% | $6,730+43.8% |
| Admin fee / account holder | $1,051 | $11,961-91.2% | $10,693-90.2% | $14,365-92.7% |