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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,454 | $86,949+4.0% | $102,460-11.7% | $80,959+11.7% |
| Participation rate | 84.5% | 72.4%+12.1pp | 76.5%+8.0pp | 67.7%+16.8pp |
| Annual return | 15.54% | 18.89%-3.4pp | 29.47%-13.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,425 | $2,370-39.9% | $3,025-52.9% | $2,757-48.3% |
| Participant deferral / active EE | $4,111 | $4,121-0.3% | $5,056-18.7% | $4,300-4.4% |
| Admin fee / account holder | $3,989 | $8,048-50.4% | $9,460-57.8% | $6,925-42.4% |