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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,694 | $154,228-26.9% | $145,433-22.5% | $137,256-17.9% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 15.18% | 74.59%-59.4pp | 66.58%-51.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $4,397 | $4,804-8.5% | $4,554-3.5% | $4,156+5.8% |
| Participant deferral / active EE | $7,841 | $8,216-4.6% | $7,897-0.7% | $6,407+22.4% |
| Admin fee / account holder | $2,725 | $14,344-81.0% | $13,129-79.2% | $12,270-77.8% |