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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,688 | $102,429+67.6% | $147,096+16.7% | $80,925+112.2% |
| Participation rate | 98.4% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 10.87% | 135.02%-124.2pp | 419.75%-408.9pp | 35.65%-24.8pp |
| Employer contribution / active EE | $7,349 | $3,716+97.8% | $4,936+48.9% | $2,756+166.6% |
| Participant deferral / active EE | $13,825 | $6,649+107.9% | $8,071+71.3% | $4,299+221.6% |
| Admin fee / account holder | $5,566 | $7,957-30.0% | $13,005-57.2% | $6,940-19.8% |