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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,688 | $102,385+67.7% | $147,080+16.7% | $80,935+112.1% |
| Participation rate | 98.4% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 10.87% | 135.09%-124.2pp | 420.17%-409.3pp | 35.66%-24.8pp |
| Employer contribution / active EE | $7,349 | $3,717+97.7% | $4,933+49.0% | $2,757+166.6% |
| Participant deferral / active EE | $13,825 | $6,651+107.9% | $8,066+71.4% | $4,299+221.5% |
| Admin fee / account holder | $5,566 | $7,951-30.0% | $12,989-57.1% | $6,924-19.6% |