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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $56,831 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $5,872 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,251 | $106,164-57.4% | $147,041-69.2% | $77,692-41.8% |
| Participation rate | 73.4% | 78.4%-5.0pp | 82.2%-8.8pp | 70.6%+2.8pp |
| Annual return | 17.88% | 56.81%-38.9pp | 419.21%-401.3pp | 31.25%-13.4pp |
| Employer contribution / active EE | $1,566 | $4,066-61.5% | $4,935-68.3% | $2,726-42.6% |
| Participant deferral / active EE | $5,646 | $7,993-29.4% | $8,071-30.0% | $4,648+21.5% |
| Admin fee / account holder | $55 | $338-83.9% | $13,006-99.6% | $431-87.3% |