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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,014 | $76,407-47.6% | $150,298-73.4% | $82,448-51.5% |
| Participation rate | 75.0% | 66.4%+8.6pp | 77.8%-2.8pp | 68.1%+6.9pp |
| Annual return | 14.18% | 39.99%-25.8pp | 62.79%-48.6pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,467 | $2,614-5.6% | $4,154-40.6% | $2,551-3.3% |
| Participant deferral / active EE | $4,726 | $3,214+47.0% | $5,453-13.3% | $4,139+14.2% |
| Admin fee / account holder | $8,003 | $6,352+26.0% | $14,116-43.3% | $7,234+10.6% |