Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,547 | $59,467-85.6% | $93,727-90.9% | $74,478-88.5% |
| Participation rate | 7.5% | 59.6%-52.1pp | 68.7%-61.2pp | 67.2%-59.7pp |
| Annual return | 11.85% | 82.14%-70.3pp | 133.83%-122.0pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $0 | $1,267-100.0% | $2,421-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $180 | $3,052-94.1% | $4,417-95.9% | $4,350-95.9% |
| Admin fee / account holder | $1,287 | $3,028-57.5% | $8,292-84.5% | $1,946-33.8% |