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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,376 | $209,336-22.4% | $197,124-17.6% | $137,256+18.3% |
| Participation rate | 60.0% | 87.3%-27.3pp | 86.7%-26.7pp | 80.0%-20.0pp |
| Annual return | 17.59% | 48.09%-30.5pp | 44.34%-26.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $5,844 | $6,591-11.3% | $6,227-6.2% | $4,156+40.6% |
| Participant deferral / active EE | $7,893 | $9,614-17.9% | $9,135-13.6% | $6,407+23.2% |
| Admin fee / account holder | $900 | $17,308-94.8% | $16,298-94.5% | $12,270-92.7% |