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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,002 | $114,119-91.2% | $107,187-90.7% | $138,895-92.8% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 79.9%+7.6pp |
| Annual return | 23.34% | 273.21%-249.9pp | 204.55%-181.2pp | 145.39%-122.1pp |
| Employer contribution / active EE | $2,225 | $4,059-45.2% | $3,782-41.2% | $4,194-47.0% |
| Participant deferral / active EE | $2,959 | $5,538-46.6% | $5,096-41.9% | $6,396-53.7% |
| Admin fee / account holder | $1,248 | $10,024-87.6% | $9,162-86.4% | $12,562-90.1% |