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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,855 | $100,970-18.9% | $96,576-15.2% | $137,256-40.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.18% | 38.16%-19.0pp | 38.47%-19.3pp | 220.34%-201.2pp |
| Employer contribution / active EE | $3,513 | $3,809-7.8% | $3,553-1.1% | $4,156-15.5% |
| Participant deferral / active EE | $6,108 | $8,286-26.3% | $7,956-23.2% | $6,407-4.7% |
| Admin fee / account holder | $1,565 | $11,312-86.2% | $11,381-86.3% | $12,270-87.2% |