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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,027 | $108,942-48.6% | $100,415-44.2% | $145,897-61.6% |
| Participation rate | 90.9% | 83.0%+7.9pp | 81.5%+9.4pp | 80.3%+10.6pp |
| Annual return | 12.64% | 58.27%-45.6pp | 49.47%-36.8pp | 552.29%-539.7pp |
| Employer contribution / active EE | $3,074 | $4,422-30.5% | $3,943-22.0% | $4,663-34.1% |
| Participant deferral / active EE | $6,981 | $8,461-17.5% | $8,091-13.7% | $6,689+4.4% |
| Admin fee / account holder | $1,852 | $9,702-80.9% | $7,906-76.6% | $13,390-86.2% |