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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,804 | $111,785-76.9% | $93,669-72.5% | $145,877-82.3% |
| Participation rate | 84.6% | 74.2%+10.4pp | 68.7%+15.9pp | 80.3%+4.3pp |
| Annual return | 13.90% | 203.79%-189.9pp | 133.59%-119.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,857 | $3,096-40.0% | $2,424-23.4% | $4,663-60.2% |
| Participant deferral / active EE | $1,855 | $4,919-62.3% | $4,416-58.0% | $6,691-72.3% |
| Admin fee / account holder | $2,278 | $10,256-77.8% | $8,291-72.5% | $13,402-83.0% |