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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,298 | $95,453+242.9% | $112,040+192.1% | $82,448+297.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.78% | 23.92%-12.1pp | 24.52%-12.7pp | 41.64%-29.9pp |
| Employer contribution / active EE | $5,212 | $2,318+124.9% | $2,954+76.4% | $2,551+104.3% |
| Participant deferral / active EE | $13,688 | $4,224+224.1% | $5,098+168.5% | $4,139+230.7% |
| Admin fee / account holder | $28,077 | $9,013+211.5% | $12,098+132.1% | $7,234+288.1% |