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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,298 | $97,550+235.5% | $120,344+172.0% | $87,485+274.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 11.78% | 18.41%-6.6pp | 20.30%-8.5pp | 26.06%-14.3pp |
| Employer contribution / active EE | $5,212 | $2,291+127.5% | $3,020+72.6% | $2,596+100.8% |
| Participant deferral / active EE | $13,688 | $4,230+223.6% | $5,135+166.6% | $4,274+220.3% |
| Admin fee / account holder | $28,077 | $9,543+194.2% | $12,742+120.4% | $7,775+261.1% |