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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,903 | $55,889-60.8% | $76,119-71.2% | $80,935-72.9% |
| Participation rate | 46.4% | 62.1%-15.6pp | 69.1%-22.6pp | 67.7%-21.2pp |
| Annual return | 11.67% | 20.58%-8.9pp | 361.25%-349.6pp | 35.66%-24.0pp |
| Employer contribution / active EE | $1,398 | $1,866-25.1% | $2,693-48.1% | $2,757-49.3% |
| Participant deferral / active EE | $2,115 | $3,051-30.7% | $4,259-50.3% | $4,299-50.8% |
| Admin fee / account holder | $2,053 | $5,241-60.8% | $6,421-68.0% | $6,924-70.4% |