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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,874 | $90,397-17.2% | $76,002-1.5% | $145,959-48.7% |
| Participation rate | 57.1% | 74.5%-17.3pp | 69.1%-11.9pp | 80.3%-23.1pp |
| Annual return | 61.62% | 621.97%-560.4pp | 360.07%-298.4pp | 561.95%-500.3pp |
| Employer contribution / active EE | $1,394 | $3,317-58.0% | $2,688-48.1% | $4,661-70.1% |
| Participant deferral / active EE | $3,175 | $5,163-38.5% | $4,257-25.4% | $6,689-52.5% |
| Admin fee / account holder | $1,470 | $8,369-82.4% | $6,414-77.1% | $13,398-89.0% |