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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,874 | $90,530-17.3% | $76,030-1.5% | $145,897-48.7% |
| Participation rate | 57.1% | 74.4%-17.3pp | 69.1%-11.9pp | 80.3%-23.2pp |
| Annual return | 61.62% | 625.08%-563.5pp | 361.54%-299.9pp | 552.29%-490.7pp |
| Employer contribution / active EE | $1,394 | $3,319-58.0% | $2,688-48.1% | $4,663-70.1% |
| Participant deferral / active EE | $3,175 | $5,164-38.5% | $4,257-25.4% | $6,689-52.5% |
| Admin fee / account holder | $1,470 | $8,383-82.5% | $6,421-77.1% | $13,390-89.0% |