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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,706 | $88,672-56.3% | $105,223-63.2% | $82,448-53.1% |
| Participation rate | 84.4% | 67.9%+16.5pp | 75.0%+9.3pp | 68.1%+16.3pp |
| Annual return | 2.20% | 30.86%-28.7pp | 180.65%-178.4pp | 41.64%-39.4pp |
| Employer contribution / active EE | $29,786 | $3,048+877.2% | $3,689+707.5% | $2,551+1067.6% |
| Participant deferral / active EE | $0 | $4,036-100.0% | $5,072-100.0% | $4,139-100.0% |
| Admin fee / account holder | $8,805 | $7,146+23.2% | $8,859-0.6% | $7,234+21.7% |