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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,802 | $156,398-69.4% | $147,318-67.6% | $138,895-65.6% |
| Participation rate | 78.6% | 83.8%-5.2pp | 82.1%-3.5pp | 79.9%-1.3pp |
| Annual return | 17.89% | 78.75%-60.9pp | 70.43%-52.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,513 | $4,853-68.8% | $4,593-67.1% | $4,194-63.9% |
| Participant deferral / active EE | $2,707 | $8,237-67.1% | $7,906-65.8% | $6,396-57.7% |
| Admin fee / account holder | $4,250 | $14,976-71.6% | $13,708-69.0% | $12,562-66.2% |