Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,008 | $88,672-14.3% | $105,223-27.8% | $82,448-7.8% |
| Participation rate | 28.0% | 67.9%-39.9pp | 75.0%-47.0pp | 68.1%-40.1pp |
| Annual return | 15.98% | 30.86%-14.9pp | 180.65%-164.7pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,112 | $3,048-63.5% | $3,689-69.9% | $2,551-56.4% |
| Participant deferral / active EE | $3,548 | $4,036-12.1% | $5,072-30.0% | $4,139-14.3% |
| Admin fee / account holder | $23,296 | $7,146+226.0% | $8,859+163.0% | $7,234+222.0% |