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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,601 | $111,535+191.0% | $105,223+208.5% | $137,256+136.5% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 12.03% | 237.85%-225.8pp | 180.65%-168.6pp | 220.34%-208.3pp |
| Employer contribution / active EE | $4,803 | $3,939+21.9% | $3,689+30.2% | $4,156+15.6% |
| Participant deferral / active EE | $20,989 | $5,500+281.6% | $5,072+313.8% | $6,407+227.6% |
| Admin fee / account holder | $5,893 | $9,721-39.4% | $8,859-33.5% | $12,270-52.0% |