Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,412 | $76,407-48.4% | $150,298-73.8% | $82,448-52.2% |
| Participation rate | 61.5% | 66.4%-4.9pp | 77.8%-16.2pp | 68.1%-6.5pp |
| Annual return | 29.71% | 39.99%-10.3pp | 62.79%-33.1pp | 41.64%-11.9pp |
| Employer contribution / active EE | $1,476 | $2,614-43.5% | $4,154-64.5% | $2,551-42.1% |
| Participant deferral / active EE | $3,169 | $3,214-1.4% | $5,453-41.9% | $4,139-23.4% |
| Admin fee / account holder | $1,720 | $6,352-72.9% | $14,116-87.8% | $7,234-76.2% |