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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,774 | $162,136-39.7% | $152,301-35.8% | $154,746-36.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 9.78% | 91.02%-81.2pp | 80.50%-70.7pp | 172.34%-162.6pp |
| Employer contribution / active EE | $4,416 | $4,890-9.7% | $4,624-4.5% | $4,379+0.8% |
| Participant deferral / active EE | $5,927 | $8,341-28.9% | $8,004-26.0% | $6,730-11.9% |
| Admin fee / account holder | $650 | $15,759-95.9% | $14,398-95.5% | $14,365-95.5% |