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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,206 | $70,366-89.8% | $66,674-89.2% | $138,895-94.8% |
| Participation rate | 77.8% | 76.2%+1.6pp | 73.7%+4.1pp | 79.9%-2.1pp |
| Annual return | 19.88% | 386.41%-366.5pp | 321.24%-301.4pp | 145.39%-125.5pp |
| Employer contribution / active EE | $829 | $2,765-70.0% | $2,620-68.3% | $4,194-80.2% |
| Participant deferral / active EE | $970 | $4,374-77.8% | $4,084-76.2% | $6,396-84.8% |
| Admin fee / account holder | $949 | $5,262-82.0% | $5,098-81.4% | $12,562-92.4% |