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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,271 | $100,970+121.1% | $96,576+131.2% | $137,256+62.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.03% | 38.16%-21.1pp | 38.47%-21.4pp | 220.34%-203.3pp |
| Employer contribution / active EE | $3,710 | $3,809-2.6% | $3,553+4.4% | $4,156-10.7% |
| Participant deferral / active EE | $10,600 | $8,286+27.9% | $7,956+33.2% | $6,407+65.4% |
| Admin fee / account holder | $2,350 | $11,312-79.2% | $11,381-79.3% | $12,270-80.8% |