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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,271 | $107,666+107.4% | $102,184+118.5% | $154,746+44.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.03% | 29.33%-12.3pp | 31.58%-14.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $3,710 | $3,846-3.5% | $3,594+3.2% | $4,379-15.3% |
| Participant deferral / active EE | $10,600 | $8,719+21.6% | $8,309+27.6% | $6,730+57.5% |
| Admin fee / account holder | $2,350 | $12,943-81.8% | $11,609-79.8% | $14,365-83.6% |