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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,794 | $223,823+78.6% | $211,142+89.3% | $154,746+158.4% |
| Participation rate | 71.4% | 87.9%-16.4pp | 87.3%-15.9pp | 80.7%-9.3pp |
| Annual return | -9.45% | 50.39%-59.8pp | 46.84%-56.3pp | 172.34%-181.8pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $22,252 | $9,750+128.2% | $9,284+139.7% | $6,730+230.6% |
| Admin fee / account holder | $80,004 | $19,707+306.0% | $19,076+319.4% | $14,365+456.9% |