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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,794 | $227,291+75.9% | $214,702+86.2% | $155,188+157.6% |
| Participation rate | 71.4% | 88.0%-16.5pp | 87.5%-16.0pp | 80.8%-9.4pp |
| Annual return | -9.45% | 60.08%-69.5pp | 54.55%-64.0pp | 148.84%-158.3pp |
| Employer contribution / active EE | $0 | $6,772-100.0% | $6,461-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $22,252 | $9,582+132.2% | $9,147+143.3% | $6,531+240.7% |
| Admin fee / account holder | $80,004 | $20,413+291.9% | $19,830+303.4% | $14,480+452.5% |