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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,794 | $209,336+91.0% | $197,124+102.8% | $137,256+191.3% |
| Participation rate | 71.4% | 87.3%-15.9pp | 86.7%-15.3pp | 80.0%-8.5pp |
| Annual return | -9.45% | 48.09%-57.5pp | 44.34%-53.8pp | 220.34%-229.8pp |
| Employer contribution / active EE | $0 | $6,591-100.0% | $6,227-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $22,252 | $9,614+131.5% | $9,135+143.6% | $6,407+247.3% |
| Admin fee / account holder | $80,004 | $17,308+362.2% | $16,298+390.9% | $12,270+552.0% |