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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,664 | $156,398-63.1% | $147,318-60.9% | $138,895-58.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.54% | 78.75%-56.2pp | 70.43%-47.9pp | 145.39%-122.9pp |
| Employer contribution / active EE | $1,195 | $4,853-75.4% | $4,593-74.0% | $4,194-71.5% |
| Participant deferral / active EE | $14,554 | $8,237+76.7% | $7,906+84.1% | $6,396+127.5% |
| Admin fee / account holder | $396 | $14,976-97.4% | $13,708-97.1% | $12,562-96.8% |