Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,582 | $64,517-24.7% | $81,438-40.3% | $80,874-39.9% |
| Participation rate | 35.9% | 63.9%-28.0pp | 69.5%-33.6pp | 67.6%-31.7pp |
| Annual return | 12.14% | 16.35%-4.2pp | 24.74%-12.6pp | 35.62%-23.5pp |
| Employer contribution / active EE | $1,326 | $1,982-33.1% | $2,460-46.1% | $2,756-51.9% |
| Participant deferral / active EE | $3,611 | $3,096+16.6% | $3,883-7.0% | $4,297-16.0% |
| Admin fee / account holder | $890 | $5,677-84.3% | $5,764-84.6% | $6,935-87.2% |