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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,562 | $111,830-81.6% | $93,696-78.1% | $145,884-85.9% |
| Participation rate | 73.9% | 74.2%-0.3pp | 68.7%+5.2pp | 80.3%-6.4pp |
| Annual return | 11.67% | 204.08%-192.4pp | 133.74%-122.1pp | 551.85%-540.2pp |
| Employer contribution / active EE | $2,897 | $3,093-6.3% | $2,422+19.6% | $4,662-37.9% |
| Participant deferral / active EE | $3,293 | $4,920-33.1% | $4,417-25.4% | $6,690-50.8% |
| Admin fee / account holder | $4,593 | $10,249-55.2% | $8,287-44.6% | $13,392-65.7% |