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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,282 | $99,921+111.5% | $85,009+148.5% | $145,959+44.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.66% | 83.89%-68.2pp | 66.47%-50.8pp | 561.95%-546.3pp |
| Employer contribution / active EE | $1,769 | $3,233-45.3% | $2,728-35.2% | $4,661-62.0% |
| Participant deferral / active EE | $10,064 | $5,293+90.1% | $4,522+122.6% | $6,689+50.5% |
| Admin fee / account holder | $600 | $7,252-91.7% | $6,153-90.2% | $13,398-95.5% |