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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,436 | $166,020-72.0% | $164,866-71.8% | $145,959-68.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 13.41% | 100.08%-86.7pp | 69.97%-56.6pp | 561.95%-548.5pp |
| Employer contribution / active EE | $2,207 | $5,275-58.2% | $4,343-49.2% | $4,661-52.7% |
| Participant deferral / active EE | $4,906 | $6,961-29.5% | $6,033-18.7% | $6,689-26.7% |
| Admin fee / account holder | $1,822 | $16,644-89.1% | $12,689-85.6% | $13,398-86.4% |