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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,599 | $94,436-53.8% | $115,599-62.3% | $82,637-47.2% |
| Participation rate | 71.4% | 70.4%+1.0pp | 74.3%-2.8pp | 68.1%+3.4pp |
| Annual return | 17.58% | 18.37%-0.8pp | 111.10%-93.5pp | 53.51%-35.9pp |
| Employer contribution / active EE | $1,764 | $2,324-24.1% | $2,955-40.3% | $2,552-30.9% |
| Participant deferral / active EE | $4,567 | $3,955+15.5% | $4,889-6.6% | $4,126+10.7% |
| Admin fee / account holder | $1,999 | $10,328-80.6% | $12,841-84.4% | $7,339-72.8% |