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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,830 | $107,733+85.5% | $92,985+114.9% | $154,746+29.1% |
| Participation rate | 55.0% | 74.6%-19.6pp | 69.5%-14.5pp | 80.7%-25.7pp |
| Annual return | 24.62% | 30.39%-5.8pp | 27.99%-3.4pp | 172.34%-147.7pp |
| Employer contribution / active EE | $3,252 | $3,126+4.0% | $2,662+22.2% | $4,379-25.7% |
| Participant deferral / active EE | $8,836 | $5,053+74.9% | $4,377+101.9% | $6,730+31.3% |
| Admin fee / account holder | $11 | $11,369-99.9% | $9,463-99.9% | $14,365-99.9% |