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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,305 | $97,550+91.0% | $120,344+54.8% | $87,485+113.0% |
| Participation rate | 67.9% | 72.8%-4.9pp | 76.7%-8.8pp | 68.9%-1.0pp |
| Annual return | 13.79% | 18.41%-4.6pp | 20.30%-6.5pp | 26.06%-12.3pp |
| Employer contribution / active EE | $3,102 | $2,291+35.4% | $3,020+2.7% | $2,596+19.5% |
| Participant deferral / active EE | $4,802 | $4,230+13.5% | $5,135-6.5% | $4,274+12.4% |
| Admin fee / account holder | $1,770 | $9,543-81.5% | $12,742-86.1% | $7,775-77.2% |