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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,420 | $160,028-41.6% | $147,080-36.5% | $145,884-36.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 34.44% | 98.60%-64.2pp | 420.17%-385.7pp | 551.85%-517.4pp |
| Employer contribution / active EE | $9,220 | $5,286+74.4% | $4,933+86.9% | $4,662+97.8% |
| Participant deferral / active EE | $5,672 | $8,422-32.6% | $8,066-29.7% | $6,690-15.2% |
| Admin fee / account holder | $11,918 | $15,030-20.7% | $12,989-8.2% | $13,392-11.0% |